ONLINE PRIVACY POLICY AGREEMENT

Smart On Budget, is committed to keeping any and all personal information collected of those

individuals that visit our website and make use of our online facilities and services accurate,

confidential, secure and private. Our privacy policy has been designed and created to ensure

those affiliated with Smart On Budget of our commitment and realization of our obligation not only

to meet but to exceed most existing privacy standards.

THEREFORE, this Privacy Policy Agreement shall apply to Smart On Budget , and thus it shall

govern any and all data collection and usage thereof. Through the use of

https://smartonbudget.com you are herein consenting to the following data procedures expressed

within this agreement.

Collection of Information

This website collects various types of information, such as:

• Voluntarily provided information which may include your name, address, email address,

billing and/or credit card information etc., which may be used when you purchase products

and/or services and to deliver the services you have requested.

Please rest assured that this site shall only collect personal information that you knowingly and

willingly provide by way of surveys, completed membership forms, and emails. It is the intent

of this site to use personal information only for the purpose for which it was requested and any

additional uses specifically provided on this site.

It is highly recommended and suggested that you review the privacy policies and statements

of any website you choose to use or frequent as a means to better understand the way in

which other websites garner, make use of and share information collected.

Use of Information Collected

Smart On Budget may collect and may make use of personal information to assist in the

operation of our website and to ensure delivery of the services you need and request. At

times, we may find it necessary to use personally identifiable information as a means to keep

you informed of other possible products and/or services that may be available to you from

https://smartonbudget.com . Smart On Budget may also be in contact with you with regards to

completing surveys and/or research questionnaires related to your opinion of current or

potential future services that may be offered.

Smart On Budget does not now, nor will it in the future, sell, rent or lease any of our customer

lists and/or names to any third parties.

Smart On Budget may disclose your personal information, without prior notice to you, only if

required to do so in accordance with applicable laws and/or in a good faith belief that such

action is deemed necessary or is required in an effort to:

• Remain in conformance with any decrees, laws and/or statutes or in an effort to comply

with any process which may be served upon Smart On Budget and/or our website;

• Maintain, safeguard and/or preserve all the rights and/or property of Smart On Budget; and

• Perform under demanding conditions in an effort to safeguard the personal safety of users

of https://smartonbudget.com and/or the general public.

Children Under Age of 13

Smart On Budget does not knowingly collect personal identifiable information from children

under the age of thirteen (13) without verifiable parental consent. If it is determined that such

information has been inadvertently collected on anyone under the age of thirteen (13), we

shall immediately take the necessary steps to ensure that such information is deleted from our

system’s database. Anyone under the age of thirteen (13) must seek and obtain parent or

guardian permission to use this website.

Unsubscribe or Opt-Out

All users and/or visitors to our website have the option to discontinue receiving

communication from us and/or reserve the right to discontinue receiving communications by

way of email or newsletters. To discontinue or unsubscribe to our website please send an

email that you wish to unsubscribe to info@smartonbudget.com. If you wish to unsubscribe or

opt-out from any third party websites, you must go to that specific website to unsubscribe

and/or opt-out.

Links to Other Web Sites

Our website does contain links to affiliate and other websites. Smart On Budget does not

claim nor accept responsibility for any privacy policies, practices and/or procedures of other

such websites. Therefore, we encourage all users and visitors to be aware when they leave

our website and to read the privacy statements of each and every website that collects

personally identifiable information. The aforementioned Privacy Policy Agreement applies only

and solely to the information collected by our website.

Security

Smart On Budget shall endeavor and shall take every precaution to maintain adequate

physical, procedural and technical security with respect to our offices and information storage

facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of

the user’s personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private

communications in an effort to build users’ trust and confidence in the internet and website

use by providing simple and secure access and communication of credit card and personal

information.

Changes to Privacy Policy Agreement

Smart On Budget reserves the right to update and/or change the terms of our privacy policy,

and as such we will post those change to our website homepage at

https://smartonbudget.com, so that our users and/or visitors are always aware of the type of

information we collect, how it will be used, and under what circumstances, if any, we may

disclose such information. If at any point in time Smart On Budget decides to make use of any

personally identifiable information on file, in a manner vastly different from that which was

stated when this information was initially collected, the user or users shall be promptly notified

by email. Users at that time shall have the option as to whether or not to permit the use of

their information in this separate manner.

Acceptance of Terms

Through the use of this website, you are hereby accepting the terms and conditions stipulated

within the aforementioned Privacy Policy Agreement. If you are not in agreement with our

terms and conditions, then you should refrain from further use of our sites. In addition, your

continued use of our website following the posting of any updates or changes to our terms

and conditions shall mean that you are in agreement and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our

website, please feel free to contact us at the following email, telephone number or mailing

address.

Email: cs@smartonbudget.com

Mailing Address:

Smart On Budget

1160 5th Ave

New York, New York 10029

Phone number: 646-694-9797

01/17/2019